{"id":9377,"date":"2026-09-09T14:33:24","date_gmt":"2026-09-09T12:33:24","guid":{"rendered":"https:\/\/elite-news.com\/?p=9377"},"modified":"2026-09-09T15:02:41","modified_gmt":"2026-09-09T13:02:41","slug":"diversificatie-portefeuille-60-40","status":"publish","type":"post","link":"https:\/\/elite-news.com\/nl\/diversificatie-portefeuille-60-40\/","title":{"rendered":"Diversificatie, een paradigmaverschuiving?"},"content":{"rendered":"\n

DOOR LEON KIRCH<\/strong>
Chief Investment Officer \/ Managing Partner @ European Capital Partners<\/em><\/p>\n\n\n\n

We herinneren ons allemaal de \u00ab effici\u00ebnte grens \u00bb die we op de businessschool leerden. Harry Markowitz, die in 1990 de Nobelprijs voor Economie ontving voor zijn werk rond de portefeuilletheorie, formaliseerde een krachtig concept: het combineren van activa met een lage onderlinge correlatie kan het risico-rendementsprofiel van een portefeuille verbeteren. Diversificatie kan het totale risico van een portefeuille dus verlagen zonder noodzakelijkerwijs het rendement op te offeren.<\/p>\n\n\n\n

Decennialang was de klassieke toepassing hiervan de 60\/40-portefeuille<\/strong>: aandelen voor groei, obligaties voor diversificatie en stabiliteit. Zoals de grafiek laat zien, werkte deze strategie uitstekend tussen 1986 en 2020.<\/p>\n\n\n\n

Maar de periode 2021-2025<\/strong> bleek heel anders te zijn. Obligaties slaagden er niet in de diversificatie te bieden waaraan beleggers gewend waren geraakt, terwijl goud \u2014 en in mindere mate Bitcoin \u2014 zich als veel effici\u00ebntere diversificatoren hebben bewezen.<\/p>\n\n\n\n

Een interessante terugblik, maar het blijft een terugblik. Nu de obligatierentes aanzienlijk zijn genormaliseerd, is het misschien nog veel te vroeg om het traditionele 60\/40-model af te schrijven.<\/p>\n\n\n\n

Het diversificatie-instrument dat gisteren het beste werkte, is niet noodzakelijk het instrument dat morgen het beste zal presteren.<\/strong><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

DOOR LEON KIRCHChief Investment Officer \/ Managing Partner @ European Capital Partners We herinneren ons allemaal… +<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":6491,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-9377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beleggersruimte"],"acf":[],"yoast_head":"\nDiversificatie van de portefeuille: is de 60\/40-portefeuille voorbij?<\/title>\n<meta name=\"description\" content=\"Diversificatie van de portefeuille blijft essentieel. 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